Course Overview
The Diploma in Banking and Finance (DBF) equips students with knowledge in banking operations, financial management, and investment strategies. It covers key topics like credit management, risk assessment, and financial regulations, preparing graduates for roles in banking and finance sectors.
Duration:
1 year (2 semesters or 3 semesters, depending on the institution)
Syllabus:
The syllabus for the Diploma in Banking and Finance typically follows a semester-wise format. Here’s an outline:
Semester 1:
Introduction to Banking and Financial Systems:
Overview of the banking sector
Evolution of banking systems in India and globally
Financial systems and institutions
Financial Accounting and Analysis:
Basic accounting principles and techniques
Financial statements: Preparation and analysis
Accounting in banking operations
Principles of Management:
Fundamentals of management theory
Application of management in banking institutions
Banking Laws and Regulations:
Regulatory framework for banks in India
The Banking Regulation Act, RBI Act, and Negotiable Instruments Act
Semester 2:
Financial Markets and Services:
Understanding money markets and capital markets
Role of financial institutions like SEBI, IRDA, and stock exchanges
Credit Management and Risk Management in Banking:
Types of credit facilities
Credit appraisal, documentation, and recovery process
Risk management and mitigation strategies in banks
Retail Banking and Financial Services:
Introduction to retail banking
Types of retail banking products and services
Customer relationship management in retail banking
Microfinance and Rural Banking:
Concepts of microfinance
Role of rural banks and financial inclusion in India
Semester 3:
International Banking and Finance:
Global financial markets and instruments
Forex management and trade finance
International banking regulations and practices
Investment Banking and Treasury Operations:
Investment banking operations
Treasury management: Role and responsibilities in banks
Banking Technology and IT in Finance:
Digital transformation in banking
Core banking solutions, electronic fund transfers, mobile banking
Cybersecurity in banking
Project Work/Internship:
Students are typically required to complete an internship or project work to gain practical insights into the banking and financial sector.
Average Fees:
₹10,000 to ₹50,000 (varies by institution)
Exams to Attend:
Internal Assessments:
Most institutions conduct internal assessments through written exams, assignments, and project work.
Final Semester Examinations:
Held at the end of each semester covering the entire syllabus for that term.
Professional Certifications (Optional):
NISM (National Institute of Securities Markets) Certification: Helps in better job prospects within financial markets.
IFBI Certification: Certification for advanced banking courses from the Institute of Finance, Banking, and Insurance.
Banking Competitive Exams (Optional):
Exams like IBPS, SBI PO/Clerk, and RBI Assistant are relevant for students pursuing a career in banking after completing the diploma.
Top 10 Institutions in India:
National Institute of Banking and Finance (NIBF), Delhi
Indian Institute of Banking and Finance (IIBF), Mumbai
Narsee Monjee Institute of Management Studies (NMIMS), Mumbai
Amity University, Noida
Symbiosis Institute of Business Management, Pune
ICICI Manipal Academy for Banking and Insurance, Bangalore
SIES College of Management Studies, Navi Mumbai
Bangalore Institute of Management Studies (BIMS), Bangalore
Institute of Banking Personnel Selection (IBPS), Mumbai
Manipal Academy of Higher Education, Manipal
Top 10 Institutions in Kerala:
Mar Ivanios College, Thiruvananthapuram
St. Teresa's College, Kochi
Rajagiri College of Social Sciences, Kochi
Farook College, Kozhikode
St. Joseph’s College, Kozhikode
MES Asmabi College, Thrissur
Sacred Heart College, Ernakulam
Government College, Kottayam
Amrita School of Arts and Sciences, Kochi
MACFAST (Mar Athanasios College for Advanced Studies), Thiruvalla